Online checkouts

PSD2 compliance update

On 14th September 2019, new requirements for authenticating online payments were introduced in Europe as part of the second Payment Services Directive (PSD2).

Under PSD2, Strong Customer Authentication (SCA) is a new European requirement. Payment providers must use two separate authentication elements from the below to verify an online transaction:

• something the customer knows (e.g., password or PIN)
• something the customer has (e.g., phone or hardware token or OTP)
• something the customer is (e.g., fingerprint or face recognition).

Online checkout solutions

Start developing online payment solutions with Viva Wallet. Check out the detailed documentation and code samples for integrating with our API:

• Simple Checkout
  A simple, cross-device payment form, in a user-friendly interface working within your website. Our easiest solution to implement.
• Redirect Checkout
  We provide a simple and easy-to-use RESTful API for integrating with websites and apps. Minimum development is required and supports all payment methods.
• Native Checkout v2 3DS
  Similar to Native Checkout but with 3DS support to support the PSD2 update described above.