Online checkouts

PSD2 compliance update

As of 14th September 2019, new requirements for authenticating online payments will be introduced in Europe as part of the second Payment Services Directive (PSD2).

Under PSD2, Strong Customer Authentication (SCA) is a new European requirement. Payment providers must use two separate authentication elements to verify an online transaction from the below elements:

  • something the customer knows (e.g., password or PIN)
  • something the customer has (e.g., phone or hardware token or OTP)
  • something the customer is (e.g., fingerprint or face recognition).

Our online checkout solutions are PSD2-compliant with the exception of Native Checkout v1. If you are a Native Checkout v1 user, please see Migrating from Native Checkout v1 for instructions on how to migrate to Native Checkout v2 3DS.

Online checkout solutions

Start developing online payment solutions with Viva Wallet. Check out the detailed documentation and code samples for integrating with our API:

  • Simple Checkout
    A simple, cross-device payment form, in a user-friendly interface working within your website. Our easiest solution to implement.
  • Redirect Checkout
    We provide a simple and easy-to-use RESTful API for integrating with websites and apps. Minimum development is required and supports all payment methods.
  • Native Checkout v1
    Create a seamless checkout experience where the customer never leaves your site or your brand.
  • Native Checkout v2 3DS
    Similar to Native Checkout but with 3DS support.