Apple Pay™
Apple Pay™ provides a secure and seamless payment method that you can offer in-app, in store, and on the web. Apple Pay™ uses network tokenization, stores payment information securely in the shopper’s Apple Pay™ compatible device and confirms the payment through Touch ID or Face ID authentication. Apple Pay™ is PSD2 SCA-compliant.
All merchants are enabled by default to accept payments for Apple Pay™, with the exception of certain merchant categories
Benefits
- Popularity: People appreciate using Apple Pay™ to make purchases quickly and easily. You can enhance the purchase experience by taking advantage of a streamlined checkout process that lets people promptly authorize payment and complete their transaction.
- Express checkout: Customers can complete their purchase with a single tap, without the need to fill out a form.
- Inline setup: Users who have not yet provided a card can do so and pay immediately without leaving your app or website. Detect if customers are using an Apple Pay™-capable device and offer to set up Apple Pay™ within the checkout process.
- Security: Apple Pay™ provides a secure way for payments. Every transaction on your customer’s iPhone or iPad requires Face ID, Touch ID, or a passcode. And each time your customer takes their Apple Watch off their wrist, the passcode must be entered to access it. In addition, you don’t receive your customer’s actual credit or debit card numbers, so you aren’t handling sensitive data in your systems when customers pay with Apple Pay™.
Viva Wallet Smart Checkout supports Apple Pay™ straight out of the box with no configuration required.
Your payment page will include the Apple Pay™ button, as below:
The customer clicks on the Pay button to display the payment options available in their wallet:
Then they are prompted to authenticate the payment through Face ID, Touch ID or passcode.
Supported Card Networks
| Card type | Card type icon | Merchant Countries |
|---|---|---|
| Visa |  |
All |
| Mastercard |  |
All |
| American Express |  |
All |
| Maestro |  |
All |
| JCB |  |
All |
| Discover |  |
All |
Note:
In addition to payment authorization:
- You can manually capture payment later (pre-authorization).
- You can create recurring payments.
Supported Devices
- Within apps: on supported iPhone or iPad models
- On the web: in Safari
To see if your iPhone or iPad supports Apple Pay™, and for full details of device compatibility, please refer to this page
Viva Wallet implementation
When your customers pay with Apple Pay™, the following three steps take place:
- User authenticates with Touch ID or Face ID.
- Apple Pay™ APIs will call back VivaWallet with a payment object containing the payment data (encrypted).
- Viva Wallet creates an authorization via the payment networks.
Get Support
If you have any questions about our solutions, or questions about how to integrate with our solutions, please refer to our Get Support page.