BLIK
Table of Contents
- Introduction
- User Experience
- Details
- How to enable BLIK
- Merchant Categories
- Payment method icon
- Get Support
Introduction
BLIK is a convenient, mobile phone-based payment method which allows the customer to quickly generate a code via their banking app, which can then be used to make a payment.
- Speed and ease of use: Customers can quickly and easily generate a payment code via app
- Wide availability: A wide variety of banks support BLIK, making it a convenient option
- Security: You do not use your card, you do not log in to online banking, and you confirm every payment in your banking app
User Experience
At the checkout page, the customer chooses BLIK as their preferred payment method before being directed to a BLIK payment screen:
The customer generates a BLIK code within the app of their bank account:
The customer enters their app-generated BLIK code within the BLIK payment screen before completing the payment:
Details
- Payment method type: Asynchronous - payments are not confirmed immediately, it may take up to 55 seconds to receive confirmation of payment
- Refunds: Supports partial and full refunds
- Recurring payments: Not yet supported
- Pre-authorizations: Not yet supported
- Restricted MCC: Some Merchant Categories are not eligible to have BLIK enabled
- Μerchant countries: Available for merchants registered in Poland only
- Customer countries: Available to customers in Poland only
- Pricing: Please refer to our pricing page under the main navigation for more information
- Settlement: All settlement takes place next day for successful transactions (i.e. have statusId = F)
- Cross-currency payments: Not yet supported
How to enable BLIK
If you wish to enable this payment method, please contact your Viva Wallet sales representative. Alternatively, you can contact us directly via our live chat facility, by simply clicking on the live chat icon in the bottom right-hand corner of this page.
Merchant Categories
There are some merchant categories that are not eligible to have BLIK enabled. If your business is in one of these categories, you will not be able to accept payments through BLIK:
| Merchant Category (MCC) | Description |
|---|---|
| 5094 | Precious Stones and Metals, Watches and Jewelry |
| 5122 | Drugs, Drug Proprietors, and Druggist’s Sundries |
| 5499 | Misc. Food Stores – Convenience Stores and Specialty Markets |
| 5912 | Drug Stores and Pharmacies |
| 5962 | Direct Marketing – Travel Related Arrangements Services |
| 5966 | Direct Marketing- Outbound Telemarketing Merchant |
| 5967 | Direct Marketing – Inbound Teleservices Merchant |
| 5999 | Miscellaneous and Specialty Retail Stores |
| 7322 | Debt collection |
| 7996 | Amusement Parks, Carnivals, Circuses, Fortune Tellers |
| 9223 | Bail and Bond Payments |
Payment method icon
If desired, you can download and use this icon on your site or online store, in order to show customers you offer BLIK as a payment method:
Get Support
If you would like to integrate with Viva Wallet, or if you have any queries about our products and solutions, please see our Get Support page to see how we can help!