Information on the MB WAY payment method.


This payment method will be available soon. Please reach out via our Live Chat feature if you have any questions

MB WAY is a Portuguese interbank network. It is the largest interbank network in Portugal. It allows the customers of 21 participating banks (100% coverage in the Portuguese market) to transfer money. MB NET allows users to make payments through the Internet and it is set up for online shopping. The new method will be available in Card Not Present Transactions (eCommerce), from Smart Checkout Environment.

MB WAY is a payment method where the client inserts his mobile number (registered in MB Way system with an MB Card) and receives a validation message to authorize the payment.

To pay in stores, customers use QR code or NFC contactless functionality.

User Experience

At online checkout, the consumer selects MB WAY as the preferred payment method:

MB WAY - User Journey - 1


Merchants do not need to have an account with MB WAY. Customer must own a Portuguese Bank Account.

How to activate MB WAY

Activation of this payment method is instant. Once activated, merchants will immediately be able to accept payments via MB WAY

Merchants can only activate MB WAY on their own from their Viva Wallet account interface. To activate MB WAY, please follow the procedure below:

  1. Sign in to your production Viva Wallet account .

  2. Click on Settings > API Access and scroll down to the MB WAY (Payment Method) section.

  3. Click on the activate MB WAY as a payment method button:

  4. MB WAY will be activated and a MB WAY ID allocated to you

  5. If you would like to deactivate MB WAY, click on the Disable MB WAY as a payment method button:

Merchant Categories

Currently there are no restrictions for merchants.

Payment method messaging

It is important that the customer is aware of the payment methods you offer via Smart Checkout, as this will increase conversion and average order values. Please see our payment method messaging guide for more details on why and where we would recommend adding this information to your site.

If desired, you can download and use this icon on your site or online store, in order to show customers you offer MB WAY as a payment method:

Payment Method Icon - MB WAY

Get Support

If you would like to integrate with Viva Wallet, or if you have any queries about our products and solutions, please see our Get Support page to see how we can help!