PayPal QRC

Information on the PayPal QRC payment method for POS.


PayPal QRC (‘Pay with QR-Code’) allows customers to make a payment by scanning a QR code and completing the transaction within their PayPal mobile app.

Some of the main benefits of offering PayPal QRC as a payment method are:

User Experience

On the POS terminal, the merchant selects (1) the QR code payment option > (2) the PayPal payment method.

The PayPal QR code (3) is then displayed:

PayPal QRC - User Journey - 1

The customer then uses the PayPal app on their mobile device to scan the QR code:

PayPal QRC - User Journey - 2

Once the customer has completed the payment on their device, a confirmation message is shown on the POS terminal:

PayPal QRC - User Journey - 3


How to activate PayPal QRC

Activation of this payment method is instant. Once activated, merchants will immediately be able to accept payments via PayPal QRC

To activate PayPal QRC, please follow the steps below:

  1. First, to activate PayPal QRC for your account, contact your Viva Wallet sales representative. Alternatively, you can contact us directly via our live chat facility, by simply clicking on the live chat icon in the bottom right-hand corner of this page

  2. Once this payment method is activated for your account, you need to activate it for whichever payment source(s) you desire. To do this, simply check the ‘Enable Paypal QRC’ checkbox within the source’s create/edit screen, as shown below:

PayPal QRC - Enable

Merchant Categories

There are some merchant categories that are not eligible to have PayPal QRC activated. If your business is in one of these categories, you will not be able to accept payments through PayPal QRC:

Merchant Category (MCC) Description
4511 Airlines, Air Carriers
4829 Money Orders – Wire Transfer
5094 Precious Stones and Metals, Watches and Jewelry
5499 Misc. Food Stores – Convenience Stores and Specialty Markets
5935 Wrecking and Salvage Yards
5962 Direct Marketing – Travel Related Arrangements Services
5967 Direct Marketing – Inbound Teleservices Merchant
5999 Miscellaneous and Specialty Retail Stores
6010 Financial Institutions – Manual Cash Disbursements
6011 Financial Institutions – Automated Cash Disbursements
6012 Financial Institutions – Merchandise and Services
6051 Non-Financial Institutions – Foreign Currency, Money Orders (not wire transfer) and Travelers Cheques
6211 Security Brokers/Dealers
6540 POI Funding Transactions
7012 Timeshares
7273 Dating and Escort Services
7321 Consumer Credit Reporting Agencies
7800 Government-owned Lotteries
7801 Government-licensed Online Casinos
7802 Government-licensed Horse/Dog Racing
7841 Video Tape Rental Stores
7995 Amusement Parks, Carnivals, Circuses, Fortune Tellers
7996 Amusement Parks, Carnivals, Circuses, Fortune Tellers
8398 Charitable and Social Service Organizations
8651 Political Organizations

Payment method messaging

It is important that the customer is aware of the payment methods you offer via Smart Checkout, as this will increase conversion and average order values. Please see our payment method messaging guide for more details on why and where we would recommend adding this information to your site.

If desired, you can download and use this icon on your site or online store, in order to show customers you offer PayPal QRC as a payment method:

Payment Method Icon - PayPal

Get Support

If you would like to integrate with Viva Wallet, or if you have any queries about our products and solutions, please see our Get Support page to see how we can help!