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PrestaShop Smart Checkout plugin

Our PrestaShop Smart Checkout plugin allows you to accept payments to your PrestaShop store via Viva Wallet.

Overview

Supported currencies: BGN (Bulgarian lev), CZK (Czech koruna), DKK (Danish krone), EUR (Euro), GBP (Pound sterling), HRK (Croatian kuna), HUF (Hungarian forint), PLN (Polish złoty), RON (Romanian leu) & SEK (Swedish krona)
Version of PrestaShop required: 1.7.0 or later version
Pricing: There are no additional fees applied on top of the acquiring fee (for the acquiring fee please refer to the pricing page of our website)

Features

Increased conversion: dynamically shows payment methods most likely to convert
Customer preferences: remembers past payment behavior and preferences of the customer across merchants and countries
Saved cards (customer-side): customers can pay using cards they have saved during past purchases, even from other merchants; thus, saved cards are available even to first-time customers. The customer does not need to create an account to save a card or re-use saved cards. New merchants take advantage of the pool of already saved cards across the Viva Wallet ecosystem
Card tokenization (merchant-side): the merchant can save the card tokens of their customers in the merchant backend, and then use the saved card tokens when the merchant will redirect their customers to Smart Checkout again in the future. The saved card tokens provided by the merchant will then be presented to the customer on Smart Checkout to use and pay with
Decline recovery: based on the customer’s past payment behavior, we prompt the customer to re-try a declined payment
Recurring payments: not supported yet
Pre-authorizations: not supported yet
Mobile optimized: offer an optimized browsing experience on any device (mobile, tablet, laptop, or desktop)
Local languages & currencies: support for 17 languages (English, German, French, Italian, Spanish, Polish, Romanian, Dutch, Greek, Czech, Portuguese, Swedish, Hungarian, Bulgarian, Danish, Finnish, and Croatian), and 10 currencies
Cross-border payments: Supported for all payment methods except for local payment methods and online banking; you can accept payments from international customers for all payment methods except for local payment methods and online banking
Cross-currency payments: Not yet supported; your customer can only pay you in the currency of your business account
Compliance & security: full PCI & SCA/3DS support utilizing SCA exemptions, along with advanced fraud protection using Machine Learning algorithms
Constantly self-updated: regular self-updates with no coding required from you, to a) offer new payment methods, b) offer new conversion-improving features, and c) comply with all the latest regulatory and security requirements
Single account: No need to have a separate account for settlement
Next day settlement: Money from customer payment is available in your Viva Wallet account the next day
0% Acceptance fee: Use your Viva Wallet Debit Mastercard to pay for your business expenses and lower your payment acceptance fees up to 0%
Scalability: Through our reliable and state-of-the-art cloud-based infrastructure, you won’t miss a payment

User experience

This plugin uses our Smart Checkout solution. Customers are redirected from your checkout page on your PrestaShop store to Viva Wallet Smart Checkout to pay, and after the customer pays, they are redirected automatically back to your PrestaShop store.

The below images show:
a) a demo checkout page on PrestaShop, and
b) a demo Viva Wallet Smart Checkout:

Shopify Checkout Page
Smart Checkout

Supported payment methods

Smart Checkout supports a wide variety of payment methods, including:

Cards (Visa, Mastercard, American Express, Maestro, Bancontact, JCB, Discover & Diners Club)
Digital wallets (Apple Pay, Google Pay, Samsung Pay, PayPal, PayPal Pay Later & Viva Wallet)
Local payment methods (Bancontact QR, BitPay, BLIK, EPS, giropay, iDEAL, IRIS, Klarna, MULTIBANCO, P24, Payconiq, PayU, Sofort, Trustly & WeChat Pay)
Direct Debit & other payment methods (SEPA Direct Debit, Online Banking, Cash (Viva Spot) & e-banking (ΔΙΑΣ/DIAS))

Please see our Payment Methods page for further information on all of our payment methods

Cross-border payments: You can accept payments from international customers for all payment methods except for local payment methods and online banking

Before you start

Step 1: Create Viva Wallet account

If you do not already have an account with Viva Wallet please create an account.

Sandbox/demo account for testing purpose.
Production/live account for payments in the real world.

Step 2: Find account credentials

Log in to Viva Wallet, demo or live , and select the required account.
Go to Settings > API Access and find your Merchant ID and API Key:
Note these values for future use.

Step 3: Create Payment Source

Please refer to this page for instructions on adding a new Payment Source in the Viva Wallet banking app.

You will need to use the PrestaShop-specific Success & Failure URLs, as specified at the bottom of the above Payment Source creation page

Add your brand logo

We would highly recommend you show your company logo on your payment pages in order to increase customer recognition and trust, thus improving conversion. You can insert your company logo while creating the payment source as outlined above.

You can also change or update this logo at any time. To do this, please see our adding your brand logo tutorial for a step-by-step guide.

Step 4: Determine your payment methods

Determine which payment methods you want to offer to your customers.

Some of these payment methods are automatically enabled for you by us (e.g. Apple Pay), other payment methods can only be enabled by yourself (e.g. PayPal), for others you need to get in touch with us to enable them for you after a further review of your business.

Setup instructions

Adding the PrestaShop Smart Checkout plugin consists of the following steps.

Step 1: Add Viva Wallet Smart Checkout plugin to your PrestaShop store

Download the PrestaShop Smart Checkout plugin (ZIP file) to your device
Log in to PrestaShop and navigate to Modules > Module Manager:
Click on the Upload a module button at the top-right:
In the pop-up window, click select file, browse to the Zip file you downloaded in Step 1 and upload this file
When the module has finished installing, click the Configure button within the pop-up window
Within the Configure panel, fill in the following fields:
- Instalment logic: This is an optional field, only applicable to Greek merchants – you can set the maximum allowed payment card installments and their corresponding order values
- Base URL:
  - Enter https://www.vivapayments.com if you are using a live Viva Wallet instance
  - Enter https://demo.vivapayments.com com if you are using a demo Viva Wallet instance
- MerchantID: Enter the Merchant ID you noted in Step 2: Find account credentials
- API Key: Enter the API Key you noted in Step 2: Find account credentials
- Source Code: Enter the Source Code of the Source you created in Step 3: Create Payment Source
- Customer Message: You can also enter an optional message to display to the customer on the payment form, if you wish
When complete, click on the Update settings button at the bottom of the screen and the Viva Wallet payment option will be available in your checkout

Step 2: Set webhook

In order to receive notifications when a payment is successful, you will need to set a Transaction Payment Created webhook. Please see our setup guide for the creation of this webhook.

Within the URL field of the webhook, you will need to use the following format, replacing ‘www.yourdomain.com’ with the domain of your PrestaShop store: http(s)://www.yourdomain.com/module/vivawallet/webhook

Get Support

If you would like to integrate with Viva Wallet, or if you have any queries about our products and solutions, please see our Get Support page to see how we can help!