As of 14th September 2019, new requirements for authenticating online payments will be introduced in Europe as part of the second Payment Services Directive (PSD2).
Under PSD2, Strong Customer Authentication (SCA) is a new European requirement. Payment providers must use two separate authentication elements to verify an online transaction from the below elements:
Our online checkout solutions are PSD2-compliant with the exception of Native Checkout v1. If you are a Native Checkout v1 user, please see Migrating from Native Checkout v1 for instructions on how to migrate to Native Checkout v2 3DS.