PSD2 compliance

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As of 14th September 2019, new requirements for authenticating online payments will be introduced in Europe as part of the second Payment Services Directive (PSD2).

Under PSD2, Strong Customer Authentication (SCA) is a new European requirement. Payment providers must use two separate authentication elements to verify an online transaction from the below elements:

  • something the customer knows (e.g., password or PIN)
  • something the customer has (e.g., phone or hardware token or OTP)
  • something the customer is (e.g., fingerprint or face recognition).

Our online checkout solutions are PSD2-compliant with the exception of Native Checkout v1. If you are a Native Checkout v1 user, please see Migrating from Native Checkout v1 for instructions on how to migrate to Native Checkout v2 3DS.