Smart Checkout

Smart Checkout is a hosted payment page which gets smarter over time. It is fast to integrate, offers increased conversion, and is continually self-updated.


Smart Checkout is a turn-key solution for merchants to integrate with Viva Wallet to accept payments via an online store. It involves minimal effort on your side and offers the widest variety of payment options and overall features. When your customer is ready to make a payment, you direct them to a payment page hosted by Viva Wallet, where the customer provides their payment details and makes the payment. When the payment is completed, they are redirected back to a success (thank you) page of your choice.

Please see our video overview of Smart Checkout’s main features and benefits:


Smart Checkout offers the widest variety of overall features:

Smart Checkout is preferable to an API-based checkout (i.e. a checkout you need to build yourself for your online store by integrating with APIs offered by several different payment providers in order to offer all payment methods) for multiple reasons:

User experience


With our Smart Checkout solution, customers are redirected to the Viva Wallet Smart Checkout payment page to make a payment. The below image shows how a Smart Checkout payment page displays to your customers:

Smart Checkout


The below video shows some features of Smart Checkout payment page:

Supported payment methods

Smart Checkout supports a wide variety of payment methods, including:

American Express
Diners Club
Apple Pay
Google Pay
Samsung Pay
PayPal Pay Later
Viva Wallet
MobilePay Online
tbi bank
WeChat Pay
Pay By Bank
Cash (Viva Spot)
Pay on Delivery

Please see our Payment Methods page for further information on all of our payment methods

Cross-border payments: Supported for all payment methods; you can accept payments from international customers for all payment methods, provided you indicate the country of the customer (use the countryCode parameter of the Create payment order API call)

Integration guide

Here is our integration guide covering the process to integrate Smart Checkout with your online store.

Functionality & options

Here are details of the functionality & options offered by Smart Checkout, including the additional configuration choices available.

Frequently Asked Questions

Here are our frequently asked questions (FAQs) surrounding the integration, configuration, and use of Smart Checkout.

Demo payment pages

Please find, below, demo pages for each available country. You can use these as illustrations of how the Smart Checkout payment page looks and functions.

You can use our test payment cards in order to test making payments.

Country Demo Payment Page Country Demo Payment Page
Austria Austria Ireland Ireland
Belgium Belgium Italy Italy
Bulgaria Bulgaria Luxembourg Luxembourg
Croatia Croatia Malta Malta
Cyprus Cyprus Netherlands Netherlands
Czech Republic Czech Republic Poland Poland
Denmark Denmark Portugal Portugal
Finland Finland Romania Romania
France France Spain Spain
Germany Germany Sweden Sweden
Greece Greece United Kingdom United Kingdom
Hungary Hungary

Get Support

If you would like to integrate with Viva Wallet, or if you have any queries about our products and solutions, please see our Contact & Support page to see how we can help!