Webhooks for payments

Set up webhooks to receive notifications for events within your Viva Wallet account.

• Overview
• Webhook Events
• Setting up Webhooks
  • Whitelist the Viva Wallet addresses in your server and on your firewall
  • Generate a webhook verification key
  • Create a webhook endpoint as an HTTP endpoint (URL) on your server
  • Handle requests from Viva Wallet parsing each event object and returning HTTP 2xx response status codes
  • Deploy your webhook endpoint and make it as public; it should be accessible as HTTPS URL
  • Set up and verify your webhook endpoint per event through Self Care
• Retry policy
• Get Support

Overview

Viva Wallet supports webhooks, a simple and powerful solution that allows you to receive notifications each time a specific event takes place. Webhooks are particularly useful for asynchronous events such as asynchronous payments, for example, when the funds of the customer are transferred from his bank account into your Viva Wallet account.

Webhook Events

The following events are available for which a notification can be sent. Please see the table below for a list of available webhooks and the unique IDs (EventTypeId) which can be used to identify these events:

Setting up Webhooks

You can start receiving webhook notifications by following the below steps:

• Whitelist the Viva Wallet addresses in your server and on your firewall
• Generate a webhook verification key
• Create a webhook endpoint as an HTTP endpoint (URL) on your server
• Handle requests from Viva Wallet parsing each event object and returning HTTP 2xx response status codes
• Deploy your webhook endpoint and make it as public; it should be accessible as HTTPS URL
• Set up and verify your webhook endpoint per event through Self Care

Whitelist the Viva Wallet addresses

To successfully receive webhook notifications, you should whitelist the below IP addresses/ranges in both your server and in your network firewall. The webhooks’ IP source will be from the below IP addresses/ranges:

Generate a webhook verification key

Before receiving a webhook notification to your website, you need to create a unique verification code for Viva Wallet to identify you as a merchant. To do this, make a simple GET request to the following API endpoint with basic authentication headers.

This call will give you a “Key”:“Value” pair in a JSON response(example below) which you can print it as is. You can disable a webhook (without deleting it) to temporarily stop receiving notifications.

Request example

The example below uses basic auth for authentication.

curl '[Environment URL]'
-H 'Authorization: Basic [Base64-encoded Merchant ID and API key]'

<?php

$curl = curl_init();

curl_setopt_array($curl, array(
  CURLOPT_URL => '[Environment URL]',
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => '',
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 0,
  CURLOPT_FOLLOWLOCATION => true,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => 'GET',
  CURLOPT_HTTPHEADER => array(
    'Authorization: Basic [Base64-encoded Merchant ID and API key]'
  ),
));

$response = curl_exec($curl);

curl_close($curl);
echo $response;

Response example

{
  "Key":"B3248222FDCD1885AEAFE51CCC1B5607F00903F6"
}

In order to use a new webhook URL, Viva Wallet needs to verify that the given URL is available for immediate use.

Each time you enter a new webhook URL via the banking app, you need to verify it (by clicking on the “verify” link next to URL input textbox). This action will start the process of a simple GET http call to your URL. We send this request using TLS 1.2 so your server configuration needs to match that. Your page should print a JSON response such as the one shown above.

Create a webhook endpoint

To receive webhooks, Viva Wallet requires that you respond to every notification. This is to ensure that your server is properly accepting notifications.

You should set up an HTTP endpoint on your server and make be sure that you can accept webhook requests with a POST method.

For test purposes, you can generate your webhook URL using Pipedream web application.

Handle requests from Viva Wallet

You should configure your endpoint to read all the provided by Viva Wallet objects-parameters for every event type of webhook notifications you want to receive.

Every webhook notification includes the following properties:

• EventData ( TransactionEventData ): the actual notification
• EventTypeId ( int ): the type of the event that triggered the notification
• Created ( datetime ): the date and time the notification was initially created

The TransactionEventData will have different parameters in the webhook you will define for each event type.

The below Node JS may be useful as an example of the code you can use:

  if (steps.webhookEndpoint.event.method === 'POST') {
    console.dir(steps.webhookEndpoint.event.body);
    $respond({
      status: 200,
      body: { message: 'ok' }
    })
    return;
  }

  const axios = require("axios");

  var merchantId = '[your demo/production Viva Wallet Merchant ID]';
  var apiKey = '[your demo/production Viva Wallet API key]';

  var credentials = Buffer.from(merchantId + ':' + apiKey).toString('base64');

  const resp = await axios({
    method: "GET",
    url: "[Environment URL]",
    headers: {
      "Authorization": "Basic " + credentials,
    }
  });

  var code = resp.data.Key;

  $respond({
    status: 200,
    headers: { "test-header": "value" },
    body: { key: code }
  })
  console.log('Webhook has been validated')

Deploy your webhook

Deploy your webhook and make it public; not private. You can confirm it, visiting your URL using a browser and getting the key string number, as String parameter type in base64 format.

In the below example, the webhook URL was generated using the ‘Pipedream’ web application.

If you don’t get any key value then the authentication is not executed successfully, and your account credentials are not validated.

Set up and verify your webhook in Self Care

To set up your webhook endpoint within the Viva Wallet banking app:

• Log in to Viva Wallet - demo or live - and select the required account
• Visit Settings > API Access > Webhooks
• Click on the Create Webhook link - the New Webhook dialog box is displayed
• Enter your webhook URL in the URL field
• Click on the Verify link - if verified successfully, a confirmation message is displayed. If the verification is not successful, an error message is displayed
• Choose the desired webhook type from the Event Type dropdown:

• Select the Active checkbox to activate notifications
• Click on the Save button

Retry policy

Viva Wallet will assume you have successfully received a webhook notification if you respond with http status 200 to the POST calls received from us.

In any other case (HTTP error codes 3xx, 4xx, or 5xx) a retry mechanism will apply (72 retries / 3 days) will start and run once per hour until a status 200 is received or the maximum retries threshold is reached.

Get Support

If you would like to integrate with Viva Wallet, or if you have any queries about our products and solutions, please see our Get Support page to see how we can help!